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Enjoy your home!
At Arete Mortgage, Jeanne and her staff know you want to be a homeowner.
In order to do that, you need a home loan.
Problem is, you don’t know how much house you can afford which may make you feel apprehensive about buying in general.
We believe all home buyers deserve to live in a home they can afford.
We understand people are seldom taught how to buy a home and sometimes there are obstacles like credit score, savings, and debt that get in the way.
We have helped over a thousand clients, just like you, get a great mortgage, at a rate they can afford.
Latest from the Blog
Recent Articles
Jan
28
2026
28
2026
Refinancing Isn’t Just About the Rate — It’s About Your Options
When most homeowners hear the word refinance, they immediately think one thing: getting a lower interest rate. While that can certainly be part of the picture, it’s far from the whole story. In reality, refinancing is less about chasing rates and more about using your mortgage as a...
When most homeowners hear the word refinance, they immediately think one thing: getting a lower interest rate. While that can certainly be part of the picture, it’s far from the whole story. In reality, refinancing is less about chasing rates and more about using your mortgage as a...
Jan
19
2026
19
2026
BIG NEWS: Mortgage Rates Are at Their Lowest Level in Years—What That Means for You
If you’ve been waiting for the right moment to buy a home, this could be the sign you’ve been looking for. Mortgage rates have recently dropped to their lowest level in nearly three years, creating a rare window of opportunity for homebuyers. After a long stretch of higher...
If you’ve been waiting for the right moment to buy a home, this could be the sign you’ve been looking for. Mortgage rates have recently dropped to their lowest level in nearly three years, creating a rare window of opportunity for homebuyers. After a long stretch of higher...
Jan
12
2026
12
2026
Lock-in Effect: Something big just happened in the U.S. Housing Market
For the past few years, one phrase has dominated housing market conversations: the mortgage rate lock-in effect. Millions of homeowners secured ultra-low mortgage rates below 3% during the pandemic, creating a powerful disincentive to sell. Why give up a once-in-a-lifetime rate and...
For the past few years, one phrase has dominated housing market conversations: the mortgage rate lock-in effect. Millions of homeowners secured ultra-low mortgage rates below 3% during the pandemic, creating a powerful disincentive to sell. Why give up a once-in-a-lifetime rate and...
Dec
30
2025
30
2025
Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows
If the mortgage market felt unusually quiet over the holiday stretch, that’s because it was. The final weeks of December are known for “holiday trading,” which is when fewer people are actively buying and selling in the bond market. Since mortgage rates are driven by...
If the mortgage market felt unusually quiet over the holiday stretch, that’s because it was. The final weeks of December are known for “holiday trading,” which is when fewer people are actively buying and selling in the bond market. Since mortgage rates are driven by...